A couple who have been married for 25 years and have 13 children have managed to live debt-free and have said they live pleasant and simple lives.
Rob and Sam Fatzinger are thriving despite their large family and the high cost of living in the city of Bowie, United States.
The couple knew from the beginning that they wanted a huge family.
Rob revealed that when he proposed to Sam, he said, "who else will give you 10 kids, a house with a white-picket fence and a dog?" The couple got married in 1989.
All their kids have been home-schooled until college.
"We were married in 1989 and had child #1 in ’90. From 1990–2000 we owned a bookstore and worked it together," he said.
Rob explained that they have always been frugal in their spending. At the beginning, they had to do odd jobs like grass cutting and so on in addition to their business.
Now he has a job which has good benefits and Rob estimates that they couple probably earns roughly $110,000 (~33 500 000 NGN) a year if the earnings from the side-jobs are included.
Rob, who works from home, added that they allocated about $200 (~60 000 NGN) per month to activities for the children, including sports and trips.
The couple has $6,000 (1 900 000 NGN) in an emergency fund, and they also own their home outright, as it was a foreclosure they purchased in 2000.
"And someday in the future we may downsize and harvest some of that equity. ”
The couple have instilled this sense of saving in their children.
"My kids all start working and saving at a young age. By age 12 or so they are babysitting, cutting grass, shoveling snow and doing odd-jobs for people," he explained.
"So far they have all been good savers. Which is a good thing because they pay for their own iPods, phones, cars, gas, car insurance, and college.”
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Rob did admit that the family life is not easy at all as they have endured late nights with sick children, laundry that never ends and expenses that they cannot control
“But in spite of all the hard work, it’s all worth it to my wife and me,” Rob says proudly.